Joan Penn, Associate Broker, Prudential Centennial, Larchmont, New York

Email - Jpenn@prucentennial.com

Http://Joan.prucent.com

Http://Joan.listingbook.com  

Mobile 914- 393-3814

I really like what I do and it shows.

With a sound mix of prudence and leverage most persons can be homeowners. I aim to help make this happen for my clients. I help my buyers and sellers evaluate the market conditions, their personal financial situation and help them to buy or sell at the best price and terms.

I have and MBA and am a CPA. I also hold an interior design certificate. Couple that with my negotiation skills, my integrity, and my honest desire to help you buy or sell your home.

In a Down Market, It is back to basics for buyers and sellers. Home ownership is not about risky investments. It is about security, planning for you or your family’s retirement and future, and or making your dreams come true.

I grew up believing that real estate was safe, controllable, and tangible long term investment and the key to the ‘American Dream'. Despite the current changing market, the basic logic that lies behind purchasing owner occupied residential real estate is sound over the long run

• Homeownership gives you tax breaks while you pay for your investment.

• Home ownership protects you from rent inflation in the rental market. Your monthly payments go towards your future and not the landlord’s.

• Whether you are in a rapidly appreciating market or not, you can pay off your home, earn equity and enjoy appreciation over the long term.

• A home is generally a person’s biggest asset and can be a safety net for retirement years.

• Home equity can come in handy for big expenses such as college tuition.

• Raising a family in a beautiful well loved home and getting your investment back on the sale (plus appreciation) and tax breaks is not a bad deal!

• Home ownership increases pride, independence and security. It is the only investment you get to live in.

I work most areas in Southern Westchester with expertise are Larchmont, Mamaroneck, Rye Neck, Scarsdale and New Rochelle

I am happy to work with you .
I am......

Prudential Relocation Certified
Member of the National Association of Realtors
Member New York State Association of Realtors
Member Westchester County Board of Realtors
NAR “Accredited Buyers Representative”
NAR “Seniors Real Estate Specialist”

NAR “At home with Diversity”
Prudential. E (Internet) Certified

Trulia Real Estate Pro